Risk Management of the Governance of Small and Medium Enterprises “Rumah Kue Alek” in Preserving Aseets (Hifzh Al-Mal)

Abstract

Introduction: The phenomenon addressed in this research is the risk management of the governance of the small and medium-sized enterprise (SME) "Rumah Kue Alek" in maintaining wealth (Hifzh Al-Mal), focusing on the issue of employee rights or salaries that do not comply with Sharia contracts. Research Methods: The method used is qualitative research with a field research approach. In this study, the author acts as a key figure. This research utilizes primary data from interviews with relevant parties and secondary data from documentation. The data sources come from the owner of the SME "Rumah Kue Alek" and the employees. The data collection methods employed by the researcher are observation, interviews, and documentation. Results: (1) The risk management occurring in the UMK bakery 'Rumah Kue Alek' includes internal risk, external risk, human resource risk, and process risk. (2) The role of human resource management in the governance of the UMK bakery 'Rumah Kue Alek' includes managerial roles, as it plans for needs. The second role is operational as it involves recruiting human resources and serves as integration and maintenance because it shows the owner's concern for the comfort of the employees. (3) The impact of risk management that occurs in the bakery SMEs 'Rumah Kue Alek' in maintaining assets affects the economic aspect and also has implications for the ethical and social dimensions in Islamic business.