RESOLUSI KONFLIK KAUM KAPITALIS DAN BURUH MELALUI PRODUK BAY’ MURA<BAH{AH DAN MUD{A<RABAH DI PERBANKAN SYARIAH

Authors

  • Ahmad Supriyadi Jurusan Syariah STAIN KUDUS

DOI:

https://doi.org/10.21154/al-tahrir.v14i2.79

Abstract

Conflicts have occurred in societies since early time in human civilization and continue up to the present time. Conflicts may happen between two individuals or two groups. But there also conflicts of class between creditors and debtors which has not been resolved. They often dispute over a particular issue but do not find an effective media to tackle it. Sharia banking, a new emerging Islamic system of bank, seems to offer a good answer to this problem. This article aims to explain this financial institution and its products and examines the ways in which its products operate and contribute to solve the problem. There are two products of Syari’ah Banking to solve such a classic problem between debtors and creditors; bay’ al-murabahah and  mudarabah. The first product helps mediate capital owners and debtors through a definite mechanism facilitated by Shari’a bank. Through the second product, debtors can enhance their life standard by purchasing stock and share the profits while creditors or capital owners can sell their stock to collect fund without making a bank loan. This is the solution that Islamic banking system contributes.

Downloads

Download data is not yet available.

Downloads

Published

2014-11-01

How to Cite

Supriyadi, A. (2014). RESOLUSI KONFLIK KAUM KAPITALIS DAN BURUH MELALUI PRODUK BAY’ MURA<BAH{AH DAN MUD{A<RABAH DI PERBANKAN SYARIAH. Al-Tahrir: Jurnal Pemikiran Islam, 14(2), 465–484. https://doi.org/10.21154/al-tahrir.v14i2.79

Issue

Vol. 14 No. 2 (2014): Resolusi Konflik Berbasis Multikulturalisme dalam Islam

Section

Articles

License

Please find the rights and licenses in Al-Tahrir. By submitting the article/manuscript of the article, the author(s) agree with this policy. No specific document sign-off is required.

1. License

The non-commercial use of the article will be governed by the Creative Commons Attribution license as currently displayed on Creative Commons Attribution-NonCommercial 4.0 International License. 

2. Author(s)' Warranties

The author warrants that the article is original, written by stated author(s), has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).

3. User/Public Rights

Al-Tahrir's spirit is to disseminate articles published are as free as possible. Under the Creative Commons license, Al-Tahrir permits users to copy, distribute, display, and perform the work for non-commercial purposes only. Users will also need to attribute authors and Al-Tahrir on distributing works in the journal and other media of publications. Unless otherwise stated, the authors are public entities as soon as their articles got published. 

4. Rights of Authors

Authors retain all their rights to the published works, such as (but not limited to) the following rights;

  • Copyright and other proprietary rights relating to the article, such as patent rights,
  • The right to use the substance of the article in own future works, including lectures and books,
  • The right to reproduce the article for own purposes,
  • The right to self-archive the article,
  • The right to enter into separate, additional contractual arrangements for the non-exclusive distribution of the article's published version (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal (Al-Tahrir).

5. Co-Authorship

If the article was jointly prepared by more than one author, any authors submitting the manuscript warrants that he/she has been authorized by all co-authors to be agreed on this copyright and license notice (agreement) on their behalf, and agrees to inform his/her co-authors of the terms of this policy. Al-Tahrir will not be held liable for anything that may arise due to the author(s) internal dispute. Al-Tahrir will only communicate with the corresponding author.

6. Royalties

Being an open accessed journal and disseminating articles for free under the Creative Commons license term mentioned, author(s) aware that Al-Tahrir entitles the author(s) to no royalties or other fees. 

7. Miscellaneous

Al-Tahrir will publish the article (or have it published) in the journal if the article’s editorial process is successfully completed. Al-Tahrir's editors may modify the article to a style of punctuation, spelling, capitalization, referencing and usage that deems appropriate. The author acknowledges that the article may be published so that it will be publicly accessible and such access will be free of charge for the readers as mentioned in point 3.